DisasterAWARE
7
Very High

flood Flood Risk in Indianapolis, IN

Risk Level: Very High — Score 7/10

FEMA: 7Historical: 10

Live Flood alert status near Indianapolis

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Key Risk Factors

  • FEMA rates Indianapolis's county as Relatively High risk
  • Estimated annual loss of $163M from this hazard type
  • Extensive history of significant events in this area
  • High recent activity — multiple events in the last 12 months
  • Average annual frequency: 2.9 events per year

Peak season: March-September

Last significant event: Flood - Indianapolis area, United States (2026-07-17) — 191,000 people exposed

Highest Risk Cities for Floods

1
New York, NY
FEMA: 9Historical: 10
2
Los Angeles, CA
FEMA: 9Historical: 10
3
Chicago, IL
FEMA: 9Historical: 10
4
Houston, TX
FEMA: 9Historical: 10
5
Phoenix, AZ
FEMA: 9Historical: 10
6
Philadelphia, PA
FEMA: 9Historical: 10
7
San Antonio, TX
FEMA: 9Historical: 10
8
San Diego, CA
FEMA: 9Historical: 10
9
Dallas, TX
FEMA: 9Historical: 10
10
San Jose, CA
FEMA: 9Historical: 10
Indianapolis is not in the top 10 for flood risk among tracked cities.

How Indianapolis Compares

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Notable Flood Events Near Indianapolis

DisasterAWARE's historical archive records 5 notable flood events near Indianapolis, ranked below by impact. The most impactful: Flood - Indianapolis, IN Region, United States (July 2025) — 866,000 people exposed; $99,034M capital exposed.

Flood - Indianapolis, IN Region, United States

July 30, 2025 — WARNING

866,000 people exposed; $99,034M capital exposed

Flood - Indianapolis area, United States

July 16, 2026 — ADVISORY

191,000 people exposed; $23,987M capital exposed

Flood - Indianapolis, IN Region, United States

July 17, 2022 — WARNING

Impact data not available

Flood - Indianapolis, IN Region, United States

May 10, 2021 — WARNING

Impact data not available

Flood - Indianapolis, IN Region, United States

March 20, 2021 — WARNING

Impact data not available

Flood Preparedness Tips

  • 1.Know if your property is in a flood zone — check FEMA maps
  • 2.Consider flood insurance even if not in a high-risk zone
  • 3.Never drive through flooded roadways — Turn Around, Don’t Drown
  • 4.Move valuables and important documents to upper floors
  • 5.Install sump pumps and check valves in plumbing

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Extreme Heat Risk in Indianapolis
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Drought Risk in Indianapolis
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High Wind Risk in Indianapolis
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Tsunami Risk in Indianapolis
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How this data is built

Indianapolis, IN flood risk combines Historical Event Intelligence with authoritative hazard modeling from the Geospatial Intelligence Layers catalog. Live flood monitoring is available through the Event Intelligence API and the DisasterAWARE Platform.

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