DisasterAWARE
7
Very High

flood Flood Risk in Charlotte, NC

Risk Level: Very High — Score 7/10

FEMA: 7Historical: 10

Live Flood alert status near Charlotte

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Live flood activity around Charlotte — refreshed throughout the day.

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Key Risk Factors

  • FEMA rates Charlotte's county as Relatively High risk
  • Estimated annual loss of $256M from this hazard type
  • Extensive history of significant events in this area
  • High recent activity — multiple events in the last 12 months
  • Average annual frequency: 3.5 events per year

Peak season: March-September

Last significant event: Flash Flood - Charlotte area, North Carolina, United States (2026-07-07) — 680,000 people exposed

Highest Risk Cities for Floods

1
New York, NY
FEMA: 9Historical: 10
2
Los Angeles, CA
FEMA: 9Historical: 10
3
Chicago, IL
FEMA: 9Historical: 10
4
Houston, TX
FEMA: 9Historical: 10
5
Phoenix, AZ
FEMA: 9Historical: 10
6
Philadelphia, PA
FEMA: 9Historical: 10
7
San Antonio, TX
FEMA: 9Historical: 10
8
San Diego, CA
FEMA: 9Historical: 10
9
Dallas, TX
FEMA: 9Historical: 10
10
San Jose, CA
FEMA: 9Historical: 10
Charlotte is not in the top 10 for flood risk among tracked cities.

How Charlotte Compares

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Notable Flood Events Near Charlotte

DisasterAWARE's historical archive records 5 notable flood events near Charlotte, ranked below by impact. The most impactful: Flood - Charlotte, NC--SC Region, United States (June 2025) — 762,000 people exposed; $122,015M capital exposed.

Flood - Charlotte, NC--SC Region, United States

June 12, 2025 — WARNING

762,000 people exposed; $122,015M capital exposed

Flood - Charlotte, NC--SC Region, United States

June 12, 2025 — WARNING

702,000 people exposed; $113,623M capital exposed

Flash Flood - Charlotte area, North Carolina, United States

July 6, 2026 — WARNING

680,000 people exposed; $111,867M capital exposed

Flood - Charlotte, NC--SC Region, United States

June 12, 2025 — WARNING

Impact data not available

Flood - Charlotte, NC--SC Region, United States

July 19, 2019 — WARNING

Impact data not available

Flood Preparedness Tips

  • 1.Know if your property is in a flood zone — check FEMA maps
  • 2.Consider flood insurance even if not in a high-risk zone
  • 3.Never drive through flooded roadways — Turn Around, Don’t Drown
  • 4.Move valuables and important documents to upper floors
  • 5.Install sump pumps and check valves in plumbing

Related Pages

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Earthquake Risk in Charlotte
Score: 5/10
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Wildfire Risk in Charlotte
Score: 1/10
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Hurricane Risk in Charlotte
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Tornado Risk in Charlotte
Score: 7/10
winter-storm
Winter Storm Risk in Charlotte
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landslide
Landslide Risk in Charlotte
Score: 3/10
extreme-heat
Extreme Heat Risk in Charlotte
Score: 5/10
drought
Drought Risk in Charlotte
Score: 1/10
high-wind
High Wind Risk in Charlotte
Score: 7/10
tsunami
Tsunami Risk in Charlotte
Score: 0/10
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Flood Risk in Raleigh, NC
Score: 7/10
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Flood Risk in Atlanta, GA
Score: 7/10
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Flood Risk in Virginia Beach, VA
Score: 1/10

How this data is built

Charlotte, NC flood risk combines Historical Event Intelligence with authoritative hazard modeling from the Geospatial Intelligence Layers catalog. Live flood monitoring is available through the Event Intelligence API and the DisasterAWARE Platform.

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