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9
Extreme

flood Flood Risk in San Jose, CA

Risk Level: Extreme — Score 9/10

FEMA: 9Historical: 10

Key Risk Factors

  • FEMA rates San Jose's county as Very High risk for this hazard
  • Estimated annual loss of $720M from this hazard type
  • 67 significant events recorded in proximity since 1950
  • 23 events in the last 12 months indicate ongoing risk
  • Average annual frequency: 2.1 events per year

Peak season: March-September

Last significant event: Flood - Santa Cruz County, California, United States (2026-01-05) — 42,300 people exposed

Highest Risk Cities for Floods

1
FEMA: 9Historical: 10
2
FEMA: 9Historical: 10
3
FEMA: 9Historical: 10
4
FEMA: 9Historical: 10
5
FEMA: 9Historical: 10
6
FEMA: 9Historical: 10
7
FEMA: 9Historical: 10
8
FEMA: 9Historical: 10
9
FEMA: 9Historical: 10
10
San Jose, CA
FEMA: 9Historical: 10

How San Jose Compares

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Notable Flood Events Near San Jose

Flood - San Francisco Bay Area, California, United States

December 24, 2025 ADVISORY

874,000 people exposed; $242,696M capital exposed

Flood - San Mateo _ Santa Cruz, California, United States

November 12, 2025 ADVISORY

27,500 people exposed; $2,926M capital exposed

Flood - Santa Cruz County, California, United States

January 4, 2026 ADVISORY

42,300 people exposed; $7,438M capital exposed

Flash Flood - San Mateo County, California, United States

December 24, 2025 WARNING

403,000 people exposed; $127,210M capital exposed

Flood - San Mateo _ Santa Cruz Counties, California, United States

December 23, 2025 ADVISORY

522,000 people exposed; $177,412M capital exposed

Flood Preparedness Tips

  • 1.Know if your property is in a flood zone — check FEMA maps
  • 2.Consider flood insurance even if not in a high-risk zone
  • 3.Never drive through flooded roadways — Turn Around, Don’t Drown
  • 4.Move valuables and important documents to upper floors
  • 5.Install sump pumps and check valves in plumbing

Related Pages

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